Terms and Conditions

1. Registration and Account

To use certain services you must register and maintain an account. You agree to:

• Provide accurate, current, and complete information during registration.
• Update your information to keep it accurate.
• Maintain the security of your password and accept responsibility for all activity under your account.
• Notify us immediately of any unauthorized use or breach of security.

We reserve the right to suspend or terminate accounts that violate these terms or that we reasonably believe pose a risk to the Platform or other users.

2. Good Conduct and Acceptable Use

You agree to use the Platform lawfully and in good faith. You must not:

• Use the service for any illegal purpose or in violation of any applicable law or regulation.
• Engage in fraud, money laundering, or any activity that could harm the Platform or other users.
• Attempt to gain unauthorized access to any system, account, or data.
• Harass, abuse, or harm other users or our staff.
• Transmit malware, spam, or any content that could disrupt or damage the service.

We may monitor use to ensure compliance and to protect the integrity of the Platform. Breach of good conduct may result in account suspension or termination and, where appropriate, reporting to authorities.

3. Loans and Credit

Where we or our partners offer loan or credit products:

• Eligibility, terms, and repayment will be set out in the specific loan or credit agreement.
• You are responsible for repaying any loan or credit in accordance with that agreement.
• Failure to repay may result in late fees, reporting to credit bureaus, and legal action as permitted by law.

Loan and credit offerings are subject to applicable laws and may not be available in all jurisdictions.

4. Financial Services and Risk

Trading and investment products carry risk. Past performance does not guarantee future results. You should only use funds you can afford to lose and, where appropriate, seek independent financial advice.

5. Privacy and Data

Your use of the Platform is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal data.

6. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes (e.g. by email or a notice on the Platform). Continued use after the effective date of changes constitutes acceptance of the updated Terms.

7. Contact

For questions about these Terms and Conditions, contact us via the contact details provided on the Platform.